1. Personalize a Gift

Do you have a favorite photo of the two of you on a special vacation or during the holidays? Then why not take advantage of it? It's easier and cheaper than you think to add a photo to something as simple as a coffee mug or keychain or crystal. And your significant other can take it to work and boast just how loved they are. Like the idea? Then check out giftsforyou.com.

2. Take on a house chore

Don't like doing laundry? Or vacuuming? Well Valentine's Day is a great day to surprise your special someone by doing it for him or her. Get a start on the chore while they are away to really surprise them.

3. Strawberries and a movie

The Oscars are right around the corner. So why not make a romantic night out of renting a movie while enjoying chocolate-covered strawberries with a bottle of sparkling wine? Your local grocery store should have most of the ingredients. And how fun would it be to dip the strawberries in the melted chocolate together while watching the flick?

4. Why celebrate on Feb. 14?

Everyone always expects something on Valentine's Day ... right? So why not plan something special a day or two before? Whether it's flowers delivered at work, a homemade romantic candlelight dinner at home or a quick getaway to a bed and breakfast, it will be a true surprise. And because it's not Valentine's Day, chances are overall cost will be cheaper.